Illinois Uber & Lift Accident Attorney
In recent years, rideshare services like Uber and Lyft have become a popular way for people in Illinois, especially in urban areas like Chicago, to get around. These services often cost less than traditional taxis, making them a preferred choice for many. However, unlike taxi drivers, Uber drivers and Lyft drivers are not professionals, and they must maintain their liability coverage.
However, what happens if you’re injured in an accident involving a rideshare vehicle, and the driver’s insurance is insufficient?
That’s where an experienced Illinois Uber & Lyft accident lawyer can help. Accidents involving rideshare services can be more complicated than regular car accidents because of issues surrounding insurance coverage, liability, and the rideshare company’s involvement.
How Rideshare Accidents Are Different From Regular Car Accidents
Rideshare accidents are more complex than typical car accidents because of the different parties involved. Uber and Lyft drivers are considered independent contractors, not employees. That circumstance can create confusion when determining liability.
Both rideshare companies provide insurance for their drivers, but coverage varies depending on the driver’s status at the time of the accident—whether they’re actively transporting passengers, waiting for a ride request, or off duty. A knowledgeable rideshare accident attorney in Illinois can help you navigate these complexities.
Types of Rideshare Accidents: Passengers, Drivers, and Third Parties
Whether you’re an Uber or Lyft passenger, a rideshare driver, or a third party injured by a rideshare driver, understanding who is responsible for your compensation is crucial.
- Passenger: If you’re a passenger in an Uber or Lyft vehicle, you might assume you’re automatically protected by the rideshare company’s insurance. While this is often the case, complications can arise if the driver’s insurance is insufficient or if the accident occurs when the driver is not actively transporting passengers.
- Rideshare Driver: If you’re injured by another vehicle while working for Uber or Lyft, determining whether your insurance or the rideshare company’s policy covers the damages can be confusing.
- Third Party: Third parties, such as pedestrians or other drivers who are hit by a rideshare vehicle, may also face challenges when pursuing claims. In these cases, the involvement of an Uber or Lyft accident attorney in Illinois can be essential for recovering compensation.
What Should I Do if I’m Involved in a Rideshare Accident?
If you’re involved in an Uber or Lyft accident, seek medical attention immediately if you’ve suffered any bodily injury, report the accident to the police, preserve any medical records, and document the accident with photos. Then, contact a rideshare accident lawyer in Illinois to help you file a claim.
What if the Uber or Lyft Driver Wasn’t Carrying a Passenger?
If the driver wasn’t actively carrying a passenger, their liability insurance may apply. However, if they were logged into the app, the rideshare company’s limited coverage may also come into play.
How a Rideshare Accident Attorney Can Help
An Illinois Uber & Lyft accident attorney can help you identify the at-fault parties and understand your legal rights. Your attorney will assist in gathering evidence, negotiating with insurance companies, and ensuring that you receive fair compensation for your injuries, lost wages, medical bills, and pain and suffering.
Need a Rideshare Accident Attorney in Illinois? Contact the Law Office of Daniel E. Goodman Today
If you’ve been injured in an Uber or Lyft accident, whether as a passenger, driver, or third party, it’s crucial to seek legal guidance from an experienced Illinois Uber & Lyft accident attorney. The Law Office of Daniel E. Goodman is here to help you navigate the complexities of rideshare accident claims and ensure you get the compensation you deserve. Contact us today at 847-292-6000 for a free consultation to determine your path forward.